Facing Eviction? You Have More Options Than You Think. Being told you have to leave your home is one of the most frightening experiences a person can face. If your lender has started possession proceedings, the most important thing to know is this — there is still time to act, and a direct sale may protect far more than you realise.
Civic Rescue is a principal property buyer. We purchase homes directly from homeowners in your situation — clearing arrears, settling the mortgage, and transferring whatever equity remains to you at completion. No estate agent. No chain. No legal fees. Written offer in 24 hours.
What best describes your situation right now?
This helps us understand how urgently we need to act for you.
This page is for homeowners facing eviction by their mortgage lender. If you are a tenant being evicted by your landlord, Citizens Advice can help: 0800 144 8848.
Every week you wait, the situation escalates.
This is the typical timeline for mortgage repossession in the UK. The earlier you act, the more options you have — and the more equity you protect.
First missed payment
Your lender records a missed payment. Interest continues to accrue. A notice may be sent.
Default notice issued
A formal default is registered. Your credit file is affected. Letters escalate. Fees begin to be added to your balance.
Court proceedings begin
Your lender applies to court for a possession order. A hearing date is set. Legal costs are added to your debt — often £1,000–£3,000.
Possession order granted
The court grants possession. You have weeks to act, not months. Your options narrow significantly from this point.
Why homeowners choose Civic Rescue.
We are the actual buyer
Not a broker, not an advisor, not a lead generator. Civic Rescue purchases your home directly with our own funds.
Written offer in 24 hours
A fixed price, confirmed in writing. No renegotiation at the last minute. The number you see is the number you get.
Rescue Certificate stops proceedings
Court-ready documentation — Proof of Funds, Intent to Purchase, completion timeline — generated the same day your offer is accepted.
All legal costs covered
Our solicitors handle everything. You do not need to find, instruct, or pay anyone. Zero legal fees to you.
See how much equity you could protect.
An indicative figure only. We confirm the exact offer in writing within 24 hours of your call.
Civic Rescue makes commercial property purchase offers. We are not debt advisors and do not provide regulated financial or mortgage advice. We recommend all clients seek independent legal advice before proceeding.
Homeowners who faced eviction — and what happened next.
I was convinced I was going to lose everything. The court letter felt like the end. Within 48 hours of calling Civic Rescue, I had a written offer, my arrears were being handled, and the team had the paperwork ready for the hearing. I walked away with money in my account.
We had a possession order and a bailiff date set. I was certain we'd lose the house. Civic Rescue had a formal offer to us in 24 hours and presented the paperwork directly to the court. The proceedings were stayed. We completed 10 days later.
Everything you need to know before you call.
Straight answers to the questions we hear most often from homeowners facing eviction.
The first call costs nothing.
And it might change everything.
We give you an honest, no-obligation picture of what we can protect — and call you back immediately. Your details are never shared with any third party.
Civic Rescue operates as a principal property buyer and does not provide debt advice, regulated mortgage advice, or FCA-authorised services. We strongly recommend all sellers seek independent legal advice before proceeding — and we pay all reasonable legal costs as standard. If you are in financial difficulty, Citizens Advice can also help: 0800 144 8848.